a line of cars parked in a lot for a pre-owned and used car dealership

What is a Buy Here Pay Here Dealership?

Buy Here Pay Here Dealership in Schuylkill Haven, PA

Skook Auto Sales is a Buy Here Pay Here dealership. However, for many, those words might constitute to little more than gibberish. What exactly does it mean to be a Buy Here Pay Here dealership? What do we here at Skook Auto Sales offer our customer base that other dealerships can’t?

The Purpose of Buy Here Pay Here Dealerships

For many car dealerships, good credit is required to purchase a car. If a driver has poor credit, their attempt to secure a loan will likely be rejected or a proposed car loan will have an astronomically inflated interest rate that makes the opportunity a risky and questionable endeavor.

The phenomenon of Buy Here Pay Here dealerships exists to address this issue. Instead of dealing with a middle man, BHPH dealerships directly extend credit to their customers, meaning their credit score is a non-factor when shopping for and purchasing a vehicle.

a line of car sedans with multiple colors parked on a lot

a car salesman at a dealership showing off a model to a wary customer

Early BHPH dealerships built on this concept would offer high levels of interest rates to weigh against the risk of extending credit to customers with low credit scores. While this principle is still the same, costs and rates for customers have gone down drastically in recent years. This is due to the popularity of BHPH dealerships which has generated additional competition within the market. This has, in turn, lowered costs for many locations needing to compete against other BHPH dealerships in their area.

Skook Auto Sales Benefits

Here at Skook Auto Sales, we find financing to meet your budget and credit score while also providing additional incentives. Those include:

$200 Referral Bonus 

2 Year / 24,000 Mile Comprehensive Warranty 

72 Hour Money Back Guarantee 

Free Oil Changes (During Loan Term) 

PA Safety Inspection (During Loan Term)


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Find Your Next Car Purchase at Skook Auto Sales

To start shopping you can browse our online inventory of available pre-owned models. However, if you have any additional questions or concerns, please contact us. The Skook Auto Sales staff can be reached online, by phone, or in person at our dealership located in Schuylkill Haven, Pennsylvania. We’d be glad to find you a car and a financial plan that fits your lifestyle!