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Can you buy a car with a low credit score?

Have you been trying to buy a vehicle but keep encountering roadblocks due to a poor credit history? Here at Skook Auto Sales, we believe in second chances, which is why we aim to make it possible for every one of our customers to get a car, regardless of their credit. Continue reading to learn how we can help you purchase a vehicle even if you have a low credit score.

Read more: What does Buy Here Pay Here mean?

In short, yes, it is possible to buy a car with a low credit score. Your credit score does not define you, so why should it prevent you from being able to purchase necessities? Before we get too far though, there are a few important things to keep in mind.

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4 Tips for purchasing a vehicle with low credit

  1. Check your credit score. This may go without saying, but it’s important to know where you stand in terms of credit. Are you sure you have a poor credit score? Or do you just assume you do? Some online credit reports cost money, but there are multiple free options out there as well. Get informed!
  2. Take steps to improve your credit score. Although you may not have a lot of time to raise your score significantly before buying a car, you can take steps to get back on the right track. Your options may include paying off credit debt, disputing any errors, or getting old collection accounts squared away.
  3. Fill out our online pre-approval form. To help us get a better idea of your situation, fill out our online vehicle financing form to get started in the process. This will get the ball rolling for us to be able to find a vehicle and financing plan that works for you.
  4. Check out our available inventory. If you have your heart set on a specific vehicle, we want to help you be able to afford it. Or, if you aren’t sure what type of car you want, that’s okay too! Once we understand your needs and budget, we will be able to find something in our inventory that suits you.

You may also like: How much money should you spend on a used car?

All in all, if you have a low credit score, don’t fret. Instead, give us a call at Skook Auto Sales! We look forward to helping you get the auto loan and vehicle that meets your personal and budgetary needs!