What to bring to get approved: the complete checklist

The fastest approvals happen when you walk in with everything. Here's the checklist our team uses.

The must-haves

• Valid ID — Pennsylvania driver's license, state ID or current passport
• Proof of income — a pay stub less than 30 days old, a benefits letter, or proof of other regular income
• Proof of residence — a recent utility bill, lease or rent receipt with your name and address
• A current phone bill
• Your down payment — cash, debit or certified funds

If you're trading in

• The vehicle's title (or your lender's name and account number if you still owe on it)
• Registration and all keys and remotes

If you're self-employed or paid in cash

Bring bank statements for the last few months, recent tax returns, or 1099s. The goal is simply to show steady income — we'll help you figure out what works.

Missing something?

Don't let one missing document stop you. Call (570) 593-5278 and we'll tell you what will work for your situation. Or start your application online and we'll call you with a personalized list.